Products - Brevard Insurance

It has never been easier to shop for automobile insurance than it is today. But, remember, bargain rate auto insurance with bargain rate service is no bargain! Don't trust just anyone to insure your vehicle. Bargain rate may sound great, but are you really getting the protection and service you need? At Brevard Insurance and Marketing, we insure more than just your personal automobile. We insure recreational vehicles, campers, motorcycles, commercial vehicles, motor homes, utility trailers and so much more. We're always striving to give you every insurance discount you are entitled to and there are a host of discounts available these days. Let one of our friendly, professional staff shop the market for you with our instant quote system.

Home... The word means different things to different people. To some it's a feeling rather than a place. But, no matter where you call home, you want to protect that place and the furnishings and possessions with it. If you presently have a homeowner’s policy, you have content's or personal property protection under the contract. One important thing to keep in mind is that these policies might contain certain coverage limitations for special valuables such as jewelry, furs, fine art and other valuables that would be hard to replace if there were a problem. Please ask one of our representatives about the possible need to add scheduled items so that you are properly protected. We will be happy to answer any questions and go over your existing policy.

When it rains, it pours! Let our umbrella policy do more than keep you dry. Let us keep you covered! Remember, you don't have to be a millionaire to be sued like one. You've worked hard for the things you own. Unfortunately, one major liability lawsuit could wipe that out. The average size of liability suits has increased dramatically. Ask yourself, 'How much can I lose through a liability suit?' Scary isn't it? The solution is personal umbrella insurance. It works to give you the extra protection you need. The personal umbrella liability policy means peace of mind. Ask us for more details - you'll be glad you did.

Who has time to think about insurance? You do!! Keeping risks and losses to a minimum is a cornerstone of business success, especially for small businesses. At Brevard Insurance and Marketing, we're proud of our business insurance policies. If you're a business owner, landlord or contractor you need an insurance policy that protects your investment, is easy to understand and can save you money. Brevard Insurance and Marketing's business policies provide the coverage most often needed at a savings you'll appreciate. Remember, choosing the right agent is as important as choosing the right insurance! Be sure to ask us about business interruption insurance.

In today's dynamic business environment, ever-changing conditions create the need for new insurance products and innovative risk management strategies. Brevard Insurance and Marketing offers personal service with unparalleled knowledge, experience, stability and buying power to benefit you, your family and your business. We can assist with auto, homeowners, condominium insurance, recreational vehicles, scheduled property, individual or group health/life/medical/dental and long term nursing care, business and liability policies, retirement, workers compensation and more.

Times have certainly changed and one of the biggest changes is the number of people who are working from their homes. Please keep in mind that standard homeowners policies exclude coverage for business related losses. Are you working from your home? If you are please notify us of them right away so we can evaluate your need for additional coverage. We can insure your home business to cover liability, business supplies, inventory and equipment.

Modern workers' compensation laws have moved a way from the concept that liability is based on negligence. Under current law, liability for occupational injuries is charged directly to the employer, regardless of fault or negligence. Ultimately, every business must pass the cost of workers' compensation on to its customers in the form of higher prices. That makes your choice of an insurance partner for your worker's compensation plan especially important. Brevard Insurance and Marketing's workers' compensation policy provides all of the protection needed by today's businesses, including medical expenses, income and rehabilitation benefits.

Does your business have an employment practices liability policy? If you don't you have a large gap in coverage. An employment practices liability policy provides protection for suits from employee allegations of wrongful termination, discrimination, failure to hire or promote and sexual harassment. These types of suits are all too common today, and no business insurance program is complete without this critical coverage.

Buying life insurance is a way to ensure the people who depend on your income for financial support can carry on without the financial hardship that may result from your death. When people need you, you need life insurance! Nobody wants to worry about how they're going to pay the mortgage or keep the children fed and clothed while they are grieving. There are other reasons to buy life insurance too! Life insurance proceeds can be used to provide an orderly closure of a business, cover debts, pay estate taxes or to serve as an inheritance for your children. Whatever your reasons, remember that you're not buying life insurance for yourself.

Looking for a better value in health insurance? Not sure what your present plan covers? To review what you presently have and for finding the best coverage offered, just speak with one of our friendly, knowledgeable professionals. We can assist you with individual or group plans, major medical, dental, HMO’s, PPO’s and long term nursing care. If you're covered by Medicare, you know that it doesn't meet all of your expenses which can be a financial drain on your lifetime savings and retirement income. Brevard Insurance and Marketing can assist with supplemental policies designed to pay for many of the hospital, medical and surgical expenses only partially covered by Medicare.